FINANCIAL PLANNING FOR MY FAMILY


Helping your family plan for generations starts today.

Planning your family’s financial future is bigger than you. Whether you’re starting a family, seeking guidance for aging parents or somewhere in between, let us show you how financial planning can help.



Setting Financial Goals

Awareness is the key to gaining more control over your money. We use smart technology to track and organize your family’s finances. Set goals, create budgets, monitor spending and view all your accounts from any device.

  • View Transactions
  • Create Budgets and Savings Goals
  • Monitor Income and Expenses


Investing

Asset allocation is the foundation for a smart investment plan. Efficient portfolio design reduces costs and utilizes diversified investment options best suited for achieving your financial goals. The key to long term success is maintaining a disciplined investment strategy.

  • Exchange Traded Funds (ETF)
  • Mutual Funds
  • Stocks
  • Bonds
  • Alternative Investments

Retirement Planning

Whether you’re just getting started or already saving, achieving a successful retirement requires planning. A smart retirement strategy should consider the tax benefits associated with different types of investment accounts in addition to corporate and government benefits.

  • 401(k), 403(b) and other Retirement Plans
  • Rollovers, IRAs and Roth IRAs
  • Pensions and Annuities
  • Social Security and Medicare Benefits
  • Elder Care Planning and Long Term Care


Tax Planning

Planning to reduce taxes is an important element of your financial plan. Proactive tax planning should align cash flow with long term financial goals to identify opportunities for reducing and deferring tax liabilities.

  • Retirement Strategies
  • Charitable Giving
  • Tax Diversification
  • Roth Conversions
  • Tax Loss Harvesting

Risk Management

It’s important to protect the people you love and everything you’ve worked hard to achieve. We can help you identify different risks and compare options to best deal with them. There is no one-size-fits-all policy, make insurance decisions that make sense for your family.

  • Term Life Insurance
  • Whole Life & Universal Life Insurance
  • Group Insurance Benefits
  • Long Term Care Insurance
  • Disability Insurance


Estate Planning

Your legacy is important. A comprehensive estate plan should protect your family and provide direction to loved ones in the event of incapacity or death. We openly collaborate with your attorney and accountant to design a holistic estate plan that addresses your wishes.

  • Trusts and Wills
  • Power of Attorney
  • Health Care Directives
  • Irrevocable Trusts
  • Charitable Giving