Business & Employer Groups

Business goals should align with retirement benefits.

We can help your business with a variety of retirement benefit programs, big or small. When used correctly these tools can reduce taxes, increase savings and incentivize employees. Employers have a fiduciary responsibility to their employees, we think Advisers should too. Learn more by scheduling to meet with an Adviser today.

Group Retirement Benefits & ERISA Consulting

We have relationships with a wide selection of Retirement Plan providers and Third Party Administrators to custom tailor solutions that fit your business. Let us lighten your workload and help you stay compliant with ERISA and DOL regulations.

Profit Sharing Plans

We can help your business design and implement a Profit Sharing Plan. Profit Sharing Plans can be a powerful, flexible tool for businesses to promote retirement savings. Employers are allowed to decide how much to contribute each year and can even skip making contributions in certain circumstances. These types of plans do not typically allow employees to make contributions, however they can work alongside other popular plan types like a 401(k) to allow those features.

401(k) & Roth 401(k)

Probably the most recognizable employer sponsored plan type in the market, 401(k) and Roth 401(k) plans are a great option for employers. These types of retirement benefits can be customized and allow employees to make pre and post-tax deferrals directly from their earnings. There are tax benefits for the employer and employee to consider in addition to stringent regulatory and reporting requirements.


A 403(b) is sometimes referred to as a tax sheltered annuity (TSA) and functions very similarly to a 401(k). One of biggest differences between the two is that only certain employees are eligible to participate in a 403(b). Eligible participants are often times employees of a tax exempt organization, public school systems, hospitals and certain religious organizations.

Cash Balance Plan

These types of Defined Benefit Pension Plans have increased in popularity because of its considerably higher contribution limits for many participants. We'll help you understand the advantages and disadvantages of setting up a Cash Balance Plan. Unlike most traditional pension plans, Cash Balance Plans are more flexible and can be rolled over upon retiring.

Defined Benefit Pension Plan

Traditional defined benefit plan designs include final average pay plans, career average plans, and fixed benefit plans. We'll help you evaluate the options to setup a Pension Plan that makes sense for you. Employees typically do not direct the investments in a Defined Benefit Plan and the benefit at retirement is pre-determined.

Deferred Compensation

Deferred Compensation arrangements can be beneficial for highly compensated employees. We can help you navigate the many options such as a Top Hat Plan, Excess Benefit, and Supplemental Executive Retirement Plan (SERP) to choose the strategy aligned with your desired outcome.

Retirement Plans for Small Businesses


A Simplified Employee Pension IRA (SEP IRA) can provide substantial benefits however contributions can only be made by the employer. We can help you determine if using a SEP IRA is the best choice for your business.

Simple IRA

A Savings Incentive Match Plan for Employees (SIMPLE) IRA can be a good option if you want an easily managed retirement benefit that allows employee contributions and has matching rules. We can help you compare a SIMPLE IRA plan with other options to see what makes the most sense for your business.

Solo 401(k)

Although there are several different names to identify a Solo 401(k) they function the same as a traditional 401(k) but with only a single participant. We can help decide if a Solo 401(k) is right for you.